Sample Goodwill Adjustment Credit Repair Letter

This letter can be used to entice original creditors to remove negative information from your credit file. This letter works most easily when the negative occurrences were from several years ago, and payment and balance requirements have been maintained extremely well since the last incident. It is especially important to alter this letter to suit your situation, as these types of goodwill adjustment letters are basically a plea for understanding.

Sample Not Mine Credit Repair Letter

The letter below can be used when an account listed on your credit report is not yours. It should be sent to credit reporting agencies when a listing on your credit report is unfamiliar, or an account that you never had. The portions of the letter below shown in bold should be replaced with the information that applies to you.
Acme Credit Reporting Agency 123 Perfect Credit Avenue City, State 12345 Dear Acme Credit Report Agency, Please consider this a format request to delete the following account from my credit report, as it is not mine. Account Name Account Number Regards, Your Name Your Address Credit Report or Confirmation Number, If Available
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Much of the credit repair process is sending letters to creditors, collection agencies, and credit reporting agencies. For those who don't feel they have the knowledge required to draft their own let

Credit Repair Sample Letters