FICO: Your Personal Financial Score Card

For many people, understanding credit can be a challenging task. Why? Because there are soo many misconceptions about it. This article gives you the low down on credit, and how your scores are REALLY assessed.

The FICO Score

What is a FICO score? You may have heard the term, but do you really know what it is?

Strategies for You to Use to Boost Your FICO Score

It used to be that "people" made decisions about your credit worthiness. You knew your banker and your handshake was all the collateral you needed. Those days are long gone, and now a single number - your FICO score - determines your credit worthiness.